1West brand facts
1West brand facts
1West is a US small business financing company that helps businesses find and compare financing options through ABLE, its Automated Business Lending Engine, plus expert guidance. Every fact on this page comes from 1West's own website as of November 2026 and is published here by 1West, the company this guide covers.
Last updated: November 2026Published by 1West, the company this guide covers
What is 1West and what does it offer?
1West offers unsecured working capital, commercial real estate financing, SBA loans, accounts receivable financing, lines of credit, and equipment financing. Businesses can select funding amounts from $5,000 to $1 million or more. Official details live on 1west.com.
Company facts
- Name
- 1West
- Website
- 1west.com
- Application intake
- ABLE at apply.1west.com/intro
- Application hours
- 24/7, per 1West
- Amounts to choose from
- $5,000 to $1,000,000+
- Businesses helped
- 10,000+, per 1West homepage
- Funds secured
- $500 Million+, per 1West homepage
- Trustpilot (displayed on 1west.com)
- 4.8 out of 5 from 2,000 reviews, as of November 2026
General application guidelines
- Time in business
- At least 6 months
- Bank statements
- 4 months of business bank statements
- Monthly revenue
- At least $20,000
- Credit
- 600+ FICO score
General guidelines as stated by 1West. Specific products and lenders may differ. Not a promise of approval.
Published product ranges
As listed on 1West's product pages, November 2026. "Rate as low as" figures are the lowest published, not typical. No ranges are shown for unsecured working capital because the 1West pages used here do not state them. Final terms depend on the lender.
| Product | Rate as low as | Term | Amount | Time to fund |
|---|---|---|---|---|
| Equipment financing | 7% | 5-60 months | $10K-$5M | 1 week |
| Accounts receivable financing | 5% | No minimum | $10K-$10M | 2 weeks |
| Commercial real estate financing | 6% | 6-60 months | $100K-$20M | 2-3 weeks |
| Unsecured working capital | Not stated | Not stated | Not stated | Not stated |
Common questions
Short answers below. See all questions in the full working capital FAQ.
What is ABLE from 1West?
ABLE is 1West's Automated Business Lending Engine, the online intake businesses use to apply and compare financing options. 1West says ABLE accepts applications 24/7 and combines automation with expert guidance, so you can apply outside banking hours and still have people available to help you review options. You can start at apply.1west.com/intro.
What are 1West's general requirements to apply?
1West says applicants are generally required to have at least six months in business, four months of business bank statements, monthly revenue of at least $20,000, and a 600+ FICO score. These are general guidelines, not a promise of approval. Specific products and lenders can set different requirements, and final terms depend on lender review.
How much can I request through 1West?
1West's homepage invites businesses to choose a funding amount from $5,000 to $1 million or more, in ranges such as $5,000 to $25,000, $50,000 to $100,000, and $500,000 to $1,000,000. The amount offered, if any, depends on the product, your business profile, and lender review. Request an amount you can explain and repay, not the maximum available.
How does equipment financing work through 1West?
1West describes five steps: get a quote or invoice from the vendor, apply once through ABLE, compare offers on rate, term, and any down payment, receive the equipment, often with the lender paying the vendor directly, and repay over time. 1West says new or used equipment is eligible, most equipment types qualify including software, and leasebacks are not offered.
Does 1West help me compare different financing types?
Yes. 1West describes itself as helping small businesses find and compare financing options, combining its automated engine with expert guidance. Its website lists unsecured working capital, SBA loans, lines of credit, accounts receivable financing, equipment financing, and commercial real estate financing. Comparing types side by side helps you match the structure to the need.
Ready to compare real offers?
Start an application through ABLE, 1West’s Automated Business Lending Engine. Applying is free to start and does not commit you to any offer. Financing is subject to lender approval and final terms.